Building Upgrade Finance NSW

Building Upgrade Finance provide owners or managers of commercial buildings with access to finance to make a building upgrade.
Application detail:

Applications can be made at any time.

What do you get?

Loan amounts vary on a case-by-case basis.

Who is this for?

Owners or managers of commercial buildings.


Building Upgrade Finance is a unique finance product designed to assist building owners with environmental upgrades to non-residential buildings.

Under this program, an agreement between the building owner, finance provider and local council is entered into, where a:

  • building owner seeks finance for a building upgrade
  • finance provider lends finance to the building owner
  • the participating local council collects repayments from the building owner and transfers them to the finance provider

Eligible works under this program re those that improve the energy, water or environmental efficiency or sustainability of a building.

Check if you can apply

To be eligible, you must:

  • own an existing non-residential building located within a participating council area, or have the approval to upgrade the building (the building owner must sign the loan contract)
  • be upgrading a non-strata commercial building.

Typically, eligible projects fall into 3 categories:

  • generation of renewable energy and emissions reduction (e.g. solar PV, end of trip facilities etc)
  • improvement of energy and/or water efficiency (e.g. plant and equipment – lighting, air conditioning, boilers and lifts, rainwater tanks, water efficient fixtures and fittings)
  • minimisation of waste (e.g. waste infrastructure systems).

Apply now

Apply for the Building Upgrade Finance NSW

Find out more about your eligibility and how to apply.

Learn how to apply

Contact information