R&D Cash Flow Loans VIC

Low-interest loans are available for Victorian small to medium enterprises (SMEs) to help them undertake R&D to develop products, services and technologies.

Application detail:

Apply at any time.

What do you get?

Low-interest loans of between $250,000 and $4 million.

Who is this for?

Victorian small to medium enterprises.


Loans are available to eligible Victorian SMEs that are claimants of the Commonwealth Government’s R&D Tax Incentive.

This is a short-term initiative, and loans must be repaid in full by 31 October 2023.

What are the eligibility criteria?

To be eligible, the business must:

  • not engage in prohibited activities
  • be seeking a loan valued between $250,000 and $4 million (within parameters of the lending terms)
  • enter into a loan agreement
  • be headquartered in Victoria
  • have previously received the Commonwealth Government’s R&D Tax Incentive refund, and will be eligible to be a recipient for  future refunds based on forecast R&D activities.

How do you apply?

Find out more about eligibility and how to apply at R&D Cash Flow Loans.

Contact information