Small Business and Not-For-Profit Concessional Loans VIC

This program provides loans to small businesses and not-for-profits directly impacted by the Victorian Floods commencing October 2022.
The grant is no longer available

What do you get?

Concessional loans of up to $250,000.

Who is this for?

Victorian small businesses and not-for-profits.


Loans may be used to undertake activities to re-establish the normal operations of the business or not-for-profit, including:

  • repairing or replacing buildings
  • repairing or replacing damaged plant and equipment
  • supplying stock to replace lost stock and maintain liquidity of the business
  • essential working expenses essential to carry-on the business, including paying bills, salaries or wages, rents and rates, goods and services etc.

Check if you can apply

To be eligible for a loan, the applicant must:

  • be a small business owner or not-for-profit organisation
  • hold an Australian business number (ABN) and have held that ABN at the time of the eligible disaster
  • or in the case of a non-profit organisation, be an incorporated charity or non-profit entity which is registered with the Australian Charities and Not-for-profits Commission (ACNC) or an equivalent State regulatory body at the time of the eligible disaster
  • have been engaged in carrying on the business or not-for-profit when affected by the eligible disaster
  • be primarily responsible for meeting the costs claimed in the application
  • be intending to re-establish or continue carrying on conducting the business or not-for-profit activity within the same local government area
  • have suffered significant damage to assets as a direct result of the eligible disaster
  • demonstrate that the enterprise has reasonable prospects of long-term viability with the assistance provided
  • demonstrate that the enterprise has the capacity to repay the loan.

Apply now

Apply for the Small Business and Not-For-Profit Concessional Loans VIC

Find out more about your eligibility and how to apply.

Learn how to apply

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