The Small Business Debt Helpline is a free service for small business owners in financial difficulty.

A team of qualified financial counsellors are available to give practical advice and help to get businesses back on track.

The counsellors can help with:

  • understanding business and personal debts, and personal guarantees and their implications
  • grants and training for small business owners that you may be able to access
  • considering business viability and whether your business can survive
  • disaster relief for events such as bushfires, floods and COVID-19
  • options for payment arrangements with the Australian Tax Office (ATO), creditors, suppliers and service providers
  • information about closing your business, including bankruptcy and insolvency
  • where you can access dispute resolution
  • emotional support.
  • Cost: Free
  • Delivery type: Phone services
  • Service area: Australia-wide