Farm Innovation Fund NSW

The Farm Innovation Fund provides farmers with loans to help them carry out capital works that have significant long-term benefits and mitigate poor seasonal conditions.

Application detail:

Applications may be made at any time.

What do you get?

Loans of up to $1 million.

Who is this for?

NSW farmers.


Loans are available to help meet the costs of carrying out permanent capital works that will have a significant beneficial impact on the land, long term profitability of the business and address adverse seasonal conditions.

Eligible works fall into 4 main categories:

Drought preparedness

  • stock and domestic water supply
  • cap and piping of bores in the artesian basin
  • planting perennial species.


  • soil conservation
  • erosion control
  • solar power conversions.

Farm infrastructure

  • fodder storage facilities
  • farm/shearing sheds
  • fencing/road works
  • new/upgrading irrigation systems.

Natural resources

  • planting trees for shade/wildlife corridors
  • livestock effluent control
  • disaster mitigation works.

Check if you can apply

To be eligible, you must:

  • own or operate a farm enterprise in NSW where the proposed work is to be carried out
  • operate as a sole trader, partnership or private company, trading in agricultural products
  • show that the farm enterprise under normal conditions provides at least 50% of your total gross income
  • be registered with the Australian Taxation Office (ATO) as a primary producer and have an Australian business number (ABN)
  • not have more than $5 million in gross off-farm assets
  • demonstrate that the work you wish to carry out will have significant impact on the land, your farming enterprise and will help you to prepare for adverse seasonal conditions
  • demonstrate that your farm enterprise is sustainable in the long term and will be able to repay the loan
  • have the security required for the loan.

Apply now

Apply for the Farm Innovation Fund NSW

Find out more about your eligibility and how to apply.