Farm Investment Loans

Farm Investment Loans provide farm businesses with loans to help build and maintain a strong, resilient and profitable business.

Application detail:

Apply at any time.

What do you get?

Loans of up to $2 million.

Who is this for?

Farm businesses.


Farm Investment Loans provide farm businesses with loans to make farms stronger, more resilient and more profitable.

The loans may be used to:

  • strengthen your farm business
  • access markets interstate or outside Australia
  • prepare for, manage through or recover from drought
  • refinance existing debt
  • pay for operating expenses or capital
  • enhance productivity
  • fund drought-related activities

Loans of up to $2 million over a period of 10 years are available. Repayments over the first 5 years are interest only, then principal and interest for the remaining 5 years. After 10 years, any remaining balance on the loan can be refinanced with a commercial lender.

Check if you can apply

To be eligible, you must:

  • be an Australian citizen or permanent resident
  • contribute at least 75% of your labour to the farm business (under normal circumstances)
  • earn at least 50% of your income from the farm business (under normal circumstances)

Additionally, the farm business you are running must:

  • solely or mainly sell products into supply chains that are interstate or outside Australia, or plan to in the future
  • have existing commercial debt
  • be registered for tax purposes in Australia with an Australian business number (ABN) and be registered for goods and services tax (GST)
  • be in financial need of a loan
  • have the capacity to repay the loan
  • operate as a sole trader, trust, partnership or private company
  • be in the agriculture, horticulture, pastoral, apiculture, or aquaculture industry

Apply now

Apply for the Farm Investment Loans

Find out more about your eligibility and how to apply.

Contact information