Low interest loans for disaster affected NSW small businesses

Overview

The Natural Disaster Loan provides low interest loans to small businesses directly affected by a declared natural disaster.

The loan is intended to help small businesses:

• return to their normal level of trading or until the next major income is received within 12 months from the date of disaster
• replace and repair damage caused and associated improvements not covered by insurance.

Loans of up to $130,000 over a period of 12 years are available.

Check if you can apply

To be eligible, you must:

• have fewer than 20 full-time (or equivalent) employees
• have assets that have been significantly damaged as a direct result of the declared natural disaster
• have suffered a significant loss of income as a result of direct damage from the declared natural disaster
• hold a current Australian business number (ABN) that was active at the time of the declared natural disaster
• demonstrate the long-term viability of your business and the ability to repay the loan
• provide security for the loan.