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Disaster Assistance Loans - Small Business QLD

These loans provide Queensland small businesses with low-interest loans to help them with disaster recovery efforts.

Application detail:

Applications may be made after the declaration of an eligible disaster.

What you get?

Loan interest loans up to $250,000.

Who is this for?

Queensland small businesses impacted by an eligible disaster.


Disaster Assistance Loans - Small Business provides small businesses, whose assets have been significantly damaged as a direct result of an eligible disaster, with low-interest loans to help in their recovery efforts.

Loans may be used to re-establish the normal operations of the small business, including:

  • repairing or replacing damaged plant and equipment
  • repairing or replacing buildings
  • supplying stock for up to 1 month to replace lost stock and maintain the liquidity of the business
  • meeting carry-on requirements
    • sustenance
    • paying rent and rates

Low-interest loans of up to $250,000, over a maximum term of 10 years are available.

What are the eligibility criteria?

To be eligible, you must:

  • be a QLD small business owner
  • have a business which has sustained substantial damage to buildings, plant, equipment or stock as a result of an eligible disaster
  • have been carrying on a small business in the 'defined disaster area' immediately before the eligible disaster
  • provide adequate security for the loan
  • be able to demonstrate the ongoing viability of the small business
  • continue to carry on at the same location or elsewhere in the local government area where the small business was carried on prior to the eligible disaster
  • have taken reasonable precautions to avoid loss or damage from a disaster, for example, have adequate insurance

How do you apply?

Check the Disaster Recovery page for information about announcements of declared disaster events.

Find out more about eligibility and how to apply at Disaster Assistance Loans - Small Business.