Natural Disaster Loan Small Business NSW

The Natural Disaster Loan Small Business provides small businesses directly affected by a declared natural disaster with low interest loans.
Application detail:

Applications may be made after the declaration of an eligible disaster.

What do you get?

Low interest loans of up to $130,000.

Who is this for?

NSW small businesses.


The Natural Disaster Loan provides low interest loans to small businesses directly affected by a declared natural disaster.

The loan is intended to help small businesses:

  • return to their normal level of trading or until the next major income is received within 12 months from the date of disaster
  • replace and repair damage caused and associated improvements not covered by insurance.

Loans of up to $130,000 over a period of 12 years are available.

Check if you can apply

To be eligible, you must:

  • earn the majority of your gross income from the business
  • operate a business located within an LGA that has been declared a natural disaster and intend to re-establish the business within the same LGA
  • be in working occupation of the business
  • be in urgent and genuine need of financial assistance
  • demonstrate the long-term viability of your business and the ability to repay the loan
  • provide security for the loan
  • lodge an application within 6 months of the date of the declared natural disaster.

Apply now

Apply for the Natural Disaster Loan Small Business NSW

Find out more about your eligibility and how to apply.

Learn how to apply

Contact information

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